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Net worth
Consider if LTCi is right for you. If your net worth (excluding home equity) is:
- 🟡 Under $200k: MedicAID might be a better fit.
- 🟢 $200k and $3 million: Might be a great fit.
- 🟡 Exceeds $3 million: First explore self-funding.
Also, if you're older than 80 years old or already require long-term care, you won't be eligible for LTCi.
About us
We sell long-term care insurance (LTCi) from multiple companies as a broker.

LTCi is only sold through agents like us. We aim to earn your business from our strong content, knowledge, and service.
- When you work with us, the insurer pays us a commission.
- The cost of a policy is the same, no matter which insurance agent or broker you choose.
- Where financial advisors handle broad finances, like a primary doctor manages health, we bring deep knowledge to LTCi, like a specialist.
- We act as fiduciaries, which means we prioritize our clients' best interests, offer full transparency, and avoid conflicts of interest.
- All content on our site is free, and we do not run ads.
- We are not paid by any company to feature third-party videos or tools on our site.
- We remain independent as a small, privately owned company with no outside investors.